Feature Guide

HSA / FSA Eligible Cold Plunges: $3,599 to $16,299

4 cold plunges on this list have HSA/FSA eligibility. They range widely on price, from $3,799 for the Sun Home Cold Plunge Vertical to $16,299 for the Sun Home Cold Plunge™ Pro Commercial. 1 brand is represented, every one held to the same class criteria, listed price low to high.

Every cold plunge on this list is held to the same class criteria and listed price low to high, then most recently verified.

How they compare

ProductPriceBuilt-in ChillerWater CapacityDimensionsWeightWarrantyTemp Range
Sun Home Cold Plunge Vertical$3,799Yes100 gal42" × 30"102 lbs1 year32-104°F
Sun Home Cold Plunge™ - Horizontal$3,999NoNot listedNot listedNot listed1 yearNot listed
Sun Home Cold Plunge Pro Apex$14,999Yes150 gal72" × 36" × 28"350 lbs2 years32-104°F
Sun Home Cold Plunge™ Pro Commercial$16,299YesNot listedNot listedNot listed1 yearNot listed

The case for each

Sun Home Cold Plunge Pro Apex

Sun Home Cold Plunge Pro Apex

$14,999

The cold plunge Business Insider vetted as their best. At $14,999 it's sitting toward the premium end, with ice-making down to 32°F.

Sun Home Cold Plunge™ Pro Commercial

Sun Home Cold Plunge™ Pro Commercial

$16,299

Commercial-grade cold plunge for gyms and facilities. At $16,299 it's the most serious investment here, with a built-in chiller.

Chillers that fit

These match the same criteria but are not themselves an answer to it. They are listed separately so the set above stays like for like.

Frequently asked questions

What is the best cold plunge with HSA/FSA eligibility?

We do not name one. Everything here is held to the same class criteria and is listed price low to high, then most recently verified, so the Sun Home Cold Plunge Vertical leads at $3,799 because it is the cheapest, not because it won. 1HP smart chiller that reaches 32°F. Which one is best depends on the axis you are buying on.

How many cold plunges with HSA/FSA eligibility are on this list?

This list covers 4 cold plunges with HSA/FSA eligibility, from 1 brand, each held to the same class criteria.

What is the cheapest cold plunge with HSA/FSA eligibility?

The Sun Home Cold Plunge Vertical is the lowest-priced pick here at $3,799. 1HP smart chiller that reaches 32°F.

How much do cold plunges with HSA/FSA eligibility cost?

Prices on this list run from $3,799 to $16,299, with a median of $9,499.

This list refreshes as new cold plunges are listed. It is ordered price low to high, then most recently verified. For the full rundown on how we vet, See our methodology.